Imagine for a moment you wanted to apply for a credit card offering a welcome bonus of 60,000 points after you spend $4,000 in the first 3 months of opening the card. Earn Rewardsįor the most part, it can make sense to pay your mortgage with a credit card when you’re pursuing a credit card welcome bonus you couldn’t earn otherwise. For many, figuring out the many workarounds needed to use your credit card isn’t worth it unless there are non-mortgage-related benefits. Whether or not you should pay your mortgage with a credit card will, in some part, depend on if you gain any advantage by doing so. Should You Pay Your Mortgage With A Credit Card? There are a few instances where it can absolutely make sense to pay your mortgage with a credit card-even if some added fees and steps are involved. The next problem you’ll face is that, like it or not, the workarounds enabling you to pay a mortgage with a credit card can cost money and the expense can make paying your mortgage with a credit card considerably less attractive if you’re in it for the rewards. First off, banks offering mortgage loans do not typically allow you to pay with a credit card directly, so you’ll have to find a workaround. You’ll face a few problems as you try to pay your mortgage with a credit card. Can You Pay Your Mortgage With a Credit Card?
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